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Finance Your Dream Home in Florida’s Emerald Coast Imagine buying your dream home. Connect with a lender to help you make it happen.

Sponsoring Lender: Centennial Bank

Our team of local financing experts are ready to guide you through the home buying process. We are committed to fast, professional, courteous, and personal service to help you understand and feel at ease throughout the home buying process. Our trained and certified loan originators specialize in financing homes in the Florida’s Emerald Coast area real estate market. We are prepared to find the right loan program with competitive rates and low down payments for you.

Michele Davis is a mortgage banker/loan officer for Centennial Bank providing purchase or refinancing for residential properties.  While she specializes in VA mortgages, she provides all types of residential mortgages, construction perm loan, portfolio loans,  lot loans, FHA and RD loans as well as conventional loans in every state but Maryland.  Michele began her career in the mortgage business 37 years ago in 1986 after graduating from college from the University of Oklahoma.  Her husband was on active military duty and 3 days after getting married, they arrived at their first duty station, Eglin AFB, FL and have been here ever since.

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Sponsoring Lender

Michele Davis

Michele Davis NMLS# 511304


Mortgage Loan Officer
Centennial Bank
1532 E. John Sims Pkwy, Ste A2
Niceville, FL 32578
Mobile: 8506217040
Office: 8502694714
Direct: 8506217040
Fax: 8506780733

Let me know how I can assist you with your Florida's Emerald Coast mortgage needs. I am here to help!